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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,045 | $110,379-29.3% | $102,412-23.8% | $145,884-46.5% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 1.81% | 24.84%-23.0pp | 24.94%-23.1pp | 551.85%-550.0pp |
| Employer contribution / active EE | $2,344 | $4,216-44.4% | $3,870-39.4% | $4,662-49.7% |
| Participant deferral / active EE | $7,976 | $5,622+41.9% | $5,060+57.6% | $6,690+19.2% |
| Admin fee / account holder | $1,650 | $9,745-83.1% | $8,388-80.3% | $13,392-87.7% |