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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,047 | $160,028+33.8% | $147,080+45.5% | $145,884+46.7% |
| Participation rate | 61.5% | 84.0%-22.5pp | 82.2%-20.6pp | 80.3%-18.8pp |
| Annual return | 14.05% | 98.60%-84.6pp | 420.17%-406.1pp | 551.85%-537.8pp |
| Employer contribution / active EE | $1,123 | $5,286-78.8% | $4,933-77.2% | $4,662-75.9% |
| Participant deferral / active EE | $3,802 | $8,422-54.9% | $8,066-52.9% | $6,690-43.2% |
| Admin fee / account holder | $2,335 | $15,030-84.5% | $12,989-82.0% | $13,392-82.6% |