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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,109 | $111,878-20.4% | $93,727-4.9% | $145,897-38.9% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 8.46% | 204.28%-195.8pp | 133.83%-125.4pp | 552.29%-543.8pp |
| Employer contribution / active EE | $2,322 | $3,092-24.9% | $2,421-4.1% | $4,663-50.2% |
| Participant deferral / active EE | $4,303 | $4,920-12.5% | $4,417-2.6% | $6,689-35.7% |
| Admin fee / account holder | $33,568 | $10,256+227.3% | $8,292+304.8% | $13,390+150.7% |