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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,411 | $275,752-25.1% | $256,809-19.6% | $198,609+3.9% |
| Participation rate | 63.2% | 89.2%-26.0pp | 88.5%-25.4pp | 82.4%-19.2pp |
| Annual return | 10.68% | 34.81%-24.1pp | 32.73%-22.1pp | 202.70%-192.0pp |
| Employer contribution / active EE | $2,541 | $7,721-67.1% | $7,263-65.0% | $5,055-49.7% |
| Participant deferral / active EE | $10,226 | $10,037+1.9% | $9,520+7.4% | $6,977+46.6% |
| Admin fee / account holder | $6,320 | $25,716-75.4% | $25,146-74.9% | $19,030-66.8% |