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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,411 | $223,823-7.8% | $211,142-2.2% | $154,746+33.4% |
| Participation rate | 63.2% | 87.9%-24.7pp | 87.3%-24.1pp | 80.7%-17.5pp |
| Annual return | 10.68% | 50.39%-39.7pp | 46.84%-36.2pp | 172.34%-161.7pp |
| Employer contribution / active EE | $2,541 | $6,787-62.6% | $6,442-60.6% | $4,379-42.0% |
| Participant deferral / active EE | $10,226 | $9,750+4.9% | $9,284+10.2% | $6,730+51.9% |
| Admin fee / account holder | $6,320 | $19,707-67.9% | $19,076-66.9% | $14,365-56.0% |