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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,982 | $126,519-42.3% | $106,201-31.3% | $145,959-50.0% |
| Participation rate | 0.0% | 77.7%-77.7pp | 75.3%-75.3pp | 80.3%-80.3pp |
| Annual return | 9.29% | 225.10%-215.8pp | 116.26%-107.0pp | 561.95%-552.7pp |
| Employer contribution / active EE | $0 | $3,726-100.0% | $3,170-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $748 | $5,716-86.9% | $5,012-85.1% | $6,689-88.8% |
| Admin fee / account holder | $4,286 | $17,312-75.2% | $11,039-61.2% | $13,398-68.0% |