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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,826 | $136,860-87.7% | $120,344-86.0% | $154,746-89.1% |
| Participation rate | 95.2% | 79.9%+15.4pp | 76.7%+18.5pp | 80.7%+14.5pp |
| Annual return | 8.78% | 21.38%-12.6pp | 20.30%-11.5pp | 172.34%-163.6pp |
| Employer contribution / active EE | $2,324 | $3,533-34.2% | $3,020-23.0% | $4,379-46.9% |
| Participant deferral / active EE | $4,226 | $5,793-27.0% | $5,135-17.7% | $6,730-37.2% |
| Admin fee / account holder | $43,517 | $15,393+182.7% | $12,742+241.5% | $14,365+202.9% |