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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,826 | $126,661-86.7% | $113,397-85.2% | $138,895-87.9% |
| Participation rate | 95.2% | 79.4%+15.8pp | 76.5%+18.7pp | 79.9%+15.3pp |
| Annual return | 8.78% | 25.05%-16.3pp | 23.20%-14.4pp | 145.39%-136.6pp |
| Employer contribution / active EE | $2,324 | $3,456-32.8% | $2,977-21.9% | $4,194-44.6% |
| Participant deferral / active EE | $4,226 | $5,693-25.8% | $5,076-16.7% | $6,396-33.9% |
| Admin fee / account holder | $43,517 | $14,549+199.1% | $11,957+263.9% | $12,562+246.4% |