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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,736 | $162,136+103.4% | $152,301+116.5% | $154,746+113.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 9.15% | 91.02%-81.9pp | 80.50%-71.3pp | 172.34%-163.2pp |
| Employer contribution / active EE | $11,927 | $4,890+143.9% | $4,624+157.9% | $4,379+172.4% |
| Participant deferral / active EE | $8,803 | $8,341+5.5% | $8,004+10.0% | $6,730+30.8% |
| Admin fee / account holder | $56,767 | $15,759+260.2% | $14,398+294.3% | $14,365+295.2% |