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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,814 | $111,535+88.1% | $105,223+99.4% | $137,256+52.9% |
| Participation rate | 20.0% | 78.1%-58.1pp | 75.0%-55.0pp | 80.0%-60.0pp |
| Annual return | 19.29% | 237.85%-218.6pp | 180.65%-161.4pp | 220.34%-201.0pp |
| Employer contribution / active EE | $960 | $3,939-75.6% | $3,689-74.0% | $4,156-76.9% |
| Participant deferral / active EE | $6,950 | $5,500+26.4% | $5,072+37.0% | $6,407+8.5% |
| Admin fee / account holder | $18,114 | $9,721+86.3% | $8,859+104.5% | $12,270+47.6% |