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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,998 | $88,754-52.7% | $81,820-48.7% | $145,877-71.2% |
| Participation rate | 68.4% | 75.1%-6.7pp | 72.4%-4.0pp | 80.3%-11.9pp |
| Annual return | 23.48% | 1031.77%-1008.3pp | 777.93%-754.5pp | 551.28%-527.8pp |
| Employer contribution / active EE | $1,578 | $3,085-48.9% | $2,915-45.9% | $4,663-66.2% |
| Participant deferral / active EE | $1,928 | $4,648-58.5% | $4,323-55.4% | $6,691-71.2% |
| Admin fee / account holder | $22 | $8,424-99.7% | $7,391-99.7% | $13,402-99.8% |