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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $766,456 | $110,093+596.2% | $97,295+687.8% | $145,897+425.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 10.32% | 244.76%-234.4pp | 75.62%-65.3pp | 552.29%-542.0pp |
| Employer contribution / active EE | $6,156 | $3,077+100.0% | $2,723+126.1% | $4,663+32.0% |
| Participant deferral / active EE | $12,767 | $4,678+172.9% | $4,264+199.4% | $6,689+90.9% |
| Admin fee / account holder | $4,348 | $6,212-30.0% | $5,646-23.0% | $13,390-67.5% |