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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,232 | $102,422-74.4% | $147,117-82.2% | $80,959-67.6% |
| Participation rate | 82.8% | 75.9%+6.9pp | 82.2%+0.6pp | 67.7%+15.1pp |
| Annual return | 15.99% | 135.16%-119.2pp | 420.54%-404.5pp | 35.67%-19.7pp |
| Employer contribution / active EE | $1,009 | $3,717-72.8% | $4,932-79.5% | $2,757-63.4% |
| Participant deferral / active EE | $4,707 | $6,652-29.2% | $8,065-41.6% | $4,300+9.5% |
| Admin fee / account holder | $2,870 | $7,953-63.9% | $12,993-77.9% | $6,925-58.6% |