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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,806 | $111,535+4.7% | $105,223+11.0% | $137,256-14.9% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 80.0%-20.0pp |
| Annual return | 12.11% | 237.85%-225.7pp | 180.65%-168.5pp | 220.34%-208.2pp |
| Employer contribution / active EE | $181 | $3,939-95.4% | $3,689-95.1% | $4,156-95.6% |
| Participant deferral / active EE | $2,558 | $5,500-53.5% | $5,072-49.6% | $6,407-60.1% |
| Admin fee / account holder | $21 | $9,721-99.8% | $8,859-99.8% | $12,270-99.8% |