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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,168 | $160,070+121.3% | $147,117+140.7% | $145,897+142.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 23.23% | 98.69%-75.5pp | 420.54%-397.3pp | 552.29%-529.1pp |
| Employer contribution / active EE | $6,648 | $5,285+25.8% | $4,932+34.8% | $4,663+42.6% |
| Participant deferral / active EE | $12,577 | $8,419+49.4% | $8,065+55.9% | $6,689+88.0% |
| Admin fee / account holder | $778 | $15,035-94.8% | $12,993-94.0% | $13,390-94.2% |