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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,105 | $183,627-61.3% | $155,602-54.3% | $145,978-51.3% |
| Participation rate | 73.3% | 82.7%-9.4pp | 78.2%-4.9pp | 80.3%-7.0pp |
| Annual return | 17.12% | 61.32%-44.2pp | 64.81%-47.7pp | 550.52%-533.4pp |
| Employer contribution / active EE | $2,249 | $5,316-57.7% | $4,675-51.9% | $4,662-51.8% |
| Participant deferral / active EE | $4,940 | $6,466-23.6% | $5,629-12.2% | $6,690-26.1% |
| Admin fee / account holder | $13,943 | $19,327-27.9% | $15,923-12.4% | $13,400+4.1% |