Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,344 | $64,705-29.9% | $62,929-27.9% | $67,986-33.3% |
| Participation rate | 65.1% | 65.6%-0.5pp | 73.1%-8.0pp | 57.2%+7.9pp |
| Annual return | 35.66% | 20.31%+15.3pp | 1063.93%-1028.3pp | 31.67%+4.0pp |
| Employer contribution / active EE | $3,856 | $2,376+62.3% | $2,505+54.0% | $2,019+91.0% |
| Participant deferral / active EE | $5,151 | $3,198+61.1% | $3,888+32.5% | $3,358+53.4% |
| Admin fee / account holder | $2,053 | $1,428+43.8% | $5,065-59.5% | $3,203-35.9% |