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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,177 | $213,785+56.8% | $185,441+80.7% | $155,188+116.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 11.69% | 19.97%-8.3pp | 20.16%-8.5pp | 148.84%-137.1pp |
| Employer contribution / active EE | $12,469 | $5,393+131.2% | $4,672+166.9% | $4,248+193.5% |
| Participant deferral / active EE | $11,117 | $6,864+62.0% | $6,152+80.7% | $6,531+70.2% |
| Admin fee / account holder | $978 | $21,134-95.4% | $17,890-94.5% | $14,480-93.2% |