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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,873 | $154,228-86.5% | $145,433-85.6% | $137,256-84.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 20.62% | 74.59%-54.0pp | 66.58%-46.0pp | 220.34%-199.7pp |
| Employer contribution / active EE | $3,112 | $4,804-35.2% | $4,554-31.7% | $4,156-25.1% |
| Participant deferral / active EE | $11,552 | $8,216+40.6% | $7,897+46.3% | $6,407+80.3% |
| Admin fee / account holder | $3,161 | $14,344-78.0% | $13,129-75.9% | $12,270-74.2% |