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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,816 | $160,070+67.3% | $147,117+82.0% | $145,897+83.6% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 11.78% | 98.69%-86.9pp | 420.54%-408.8pp | 552.29%-540.5pp |
| Employer contribution / active EE | $16,449 | $5,285+211.3% | $4,932+233.5% | $4,663+252.8% |
| Participant deferral / active EE | $7,976 | $8,419-5.3% | $8,065-1.1% | $6,689+19.2% |
| Admin fee / account holder | $4,394 | $15,035-70.8% | $12,993-66.2% | $13,390-67.2% |