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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,598 | $154,228+54.1% | $145,433+63.4% | $137,256+73.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.56% | 74.59%-58.0pp | 66.58%-50.0pp | 220.34%-203.8pp |
| Employer contribution / active EE | $6,406 | $4,804+33.4% | $4,554+40.7% | $4,156+54.1% |
| Participant deferral / active EE | $8,322 | $8,216+1.3% | $7,897+5.4% | $6,407+29.9% |
| Admin fee / account holder | $3,209 | $14,344-77.6% | $13,129-75.6% | $12,270-73.8% |