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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,901 | $172,111+22.0% | $150,298+39.7% | $137,256+52.9% |
| Participation rate | 94.4% | 81.7%+12.7pp | 77.8%+16.7pp | 80.0%+14.5pp |
| Annual return | 15.09% | 69.37%-54.3pp | 62.79%-47.7pp | 220.34%-205.2pp |
| Employer contribution / active EE | $3,250 | $4,636-29.9% | $4,154-21.8% | $4,156-21.8% |
| Participant deferral / active EE | $8,556 | $6,166+38.8% | $5,453+56.9% | $6,407+33.6% |
| Admin fee / account holder | $16,525 | $16,471+0.3% | $14,116+17.1% | $12,270+34.7% |