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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,552 | $156,398-21.0% | $147,318-16.1% | $138,895-11.0% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.4pp | 79.9%-13.3pp |
| Annual return | 16.23% | 78.75%-62.5pp | 70.43%-54.2pp | 145.39%-129.2pp |
| Employer contribution / active EE | $1,404 | $4,853-71.1% | $4,593-69.4% | $4,194-66.5% |
| Participant deferral / active EE | $6,755 | $8,237-18.0% | $7,906-14.6% | $6,396+5.6% |
| Admin fee / account holder | $8 | $14,976-99.9% | $13,708-99.9% | $12,562-99.9% |