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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,891 | $81,457-79.3% | $103,378-83.7% | $80,911-79.1% |
| Participation rate | 88.4% | 66.8%+21.5pp | 74.5%+13.9pp | 67.6%+20.7pp |
| Annual return | 9.09% | 25.58%-16.5pp | 24.91%-15.8pp | 35.63%-26.5pp |
| Employer contribution / active EE | $2,979 | $3,107-4.1% | $3,870-23.0% | $2,756+8.1% |
| Participant deferral / active EE | $1,851 | $3,871-52.2% | $5,058-63.4% | $4,297-56.9% |
| Admin fee / account holder | $2,924 | $6,717-56.5% | $8,401-65.2% | $6,935-57.8% |