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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,595 | $166,020-35.8% | $164,866-35.3% | $145,959-27.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.58% | 100.08%-86.5pp | 69.97%-56.4pp | 561.95%-548.4pp |
| Employer contribution / active EE | $1,897 | $5,275-64.0% | $4,343-56.3% | $4,661-59.3% |
| Participant deferral / active EE | $520 | $6,961-92.5% | $6,033-91.4% | $6,689-92.2% |
| Admin fee / account holder | $1,261 | $16,644-92.4% | $12,689-90.1% | $13,398-90.6% |