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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,119 | $166,268-59.6% | $165,100-59.3% | $145,897-54.0% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.6%-7.2pp | 80.3%-8.9pp |
| Annual return | 18.09% | 100.52%-82.4pp | 70.21%-52.1pp | 552.29%-534.2pp |
| Employer contribution / active EE | $2,753 | $5,284-47.9% | $4,348-36.7% | $4,663-40.9% |
| Participant deferral / active EE | $8,535 | $6,964+22.6% | $6,035+41.4% | $6,689+27.6% |
| Admin fee / account holder | $698 | $16,659-95.8% | $12,696-94.5% | $13,390-94.8% |