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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,925 | $183,627-3.1% | $155,602+14.3% | $145,978+21.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.61% | 61.32%-52.7pp | 64.81%-56.2pp | 550.52%-541.9pp |
| Employer contribution / active EE | $8,990 | $5,316+69.1% | $4,675+92.3% | $4,662+92.8% |
| Participant deferral / active EE | $7,579 | $6,466+17.2% | $5,629+34.6% | $6,690+13.3% |
| Admin fee / account holder | $40,234 | $19,327+108.2% | $15,923+152.7% | $13,400+200.2% |