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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,925 | $183,516-3.0% | $155,534+14.4% | $145,884+22.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.61% | 61.43%-52.8pp | 64.92%-56.3pp | 551.85%-543.2pp |
| Employer contribution / active EE | $8,990 | $5,315+69.2% | $4,675+92.3% | $4,662+92.8% |
| Participant deferral / active EE | $7,579 | $6,467+17.2% | $5,630+34.6% | $6,690+13.3% |
| Admin fee / account holder | $40,234 | $19,293+108.5% | $15,900+153.0% | $13,392+200.4% |