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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,062 | $227,399-15.5% | $189,758+1.2% | $198,609-3.3% |
| Participation rate | 85.7% | 84.0%+1.7pp | 79.8%+5.9pp | 82.4%+3.3pp |
| Annual return | 16.86% | 61.03%-44.2pp | 52.62%-35.8pp | 202.70%-185.8pp |
| Employer contribution / active EE | $3,823 | $5,526-30.8% | $4,767-19.8% | $5,055-24.4% |
| Participant deferral / active EE | $5,984 | $6,837-12.5% | $5,856+2.2% | $6,977-14.2% |
| Admin fee / account holder | $4,477 | $25,162-82.2% | $20,388-78.0% | $19,030-76.5% |