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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,062 | $172,111+11.6% | $150,298+27.8% | $137,256+39.9% |
| Participation rate | 85.7% | 81.7%+4.0pp | 77.8%+8.0pp | 80.0%+5.8pp |
| Annual return | 16.86% | 69.37%-52.5pp | 62.79%-45.9pp | 220.34%-203.5pp |
| Employer contribution / active EE | $3,823 | $4,636-17.5% | $4,154-8.0% | $4,156-8.0% |
| Participant deferral / active EE | $5,984 | $6,166-2.9% | $5,453+9.7% | $6,407-6.6% |
| Admin fee / account holder | $4,477 | $16,471-72.8% | $14,116-68.3% | $12,270-63.5% |