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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,866 | $159,934+52.5% | $147,005+65.9% | $145,959+67.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.80% | 98.24%-84.4pp | 418.76%-405.0pp | 561.95%-548.1pp |
| Employer contribution / active EE | $3,829 | $5,287-27.6% | $4,934-22.4% | $4,661-17.8% |
| Participant deferral / active EE | $18,469 | $8,427+119.2% | $8,070+128.9% | $6,689+176.1% |
| Admin fee / account holder | $45,683 | $15,053+203.5% | $13,006+251.2% | $13,398+241.0% |