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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,949 | $160,070-92.5% | $147,117-91.9% | $145,897-91.8% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 30.66% | 98.69%-68.0pp | 420.54%-389.9pp | 552.29%-521.6pp |
| Employer contribution / active EE | $9,833 | $5,285+86.1% | $4,932+99.4% | $4,663+110.9% |
| Participant deferral / active EE | $5,548 | $8,419-34.1% | $8,065-31.2% | $6,689-17.1% |
| Admin fee / account holder | $9,975 | $15,035-33.7% | $12,993-23.2% | $13,390-25.5% |