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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,526 | $114,119-47.8% | $107,187-44.5% | $138,895-57.1% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 79.9%-13.3pp |
| Annual return | 15.43% | 273.21%-257.8pp | 204.55%-189.1pp | 145.39%-130.0pp |
| Employer contribution / active EE | $3,750 | $4,059-7.6% | $3,782-0.9% | $4,194-10.6% |
| Participant deferral / active EE | $6,760 | $5,538+22.1% | $5,096+32.7% | $6,396+5.7% |
| Admin fee / account holder | $909 | $10,024-90.9% | $9,162-90.1% | $12,562-92.8% |