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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,824 | $124,425+51.0% | $112,040+67.6% | $137,256+36.8% |
| Participation rate | 66.7% | 79.3%-12.6pp | 76.5%-9.8pp | 80.0%-13.3pp |
| Annual return | 11.80% | 24.72%-12.9pp | 24.52%-12.7pp | 220.34%-208.5pp |
| Employer contribution / active EE | $1,820 | $3,411-46.6% | $2,954-38.4% | $4,156-56.2% |
| Participant deferral / active EE | $7,185 | $5,718+25.6% | $5,098+40.9% | $6,407+12.1% |
| Admin fee / account holder | $14,978 | $15,207-1.5% | $12,098+23.8% | $12,270+22.1% |