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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,720 | $117,895-42.6% | $102,460-33.9% | $145,897-53.6% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.2pp |
| Annual return | 18.38% | 31.92%-13.5pp | 29.47%-11.1pp | 552.29%-533.9pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6,598 | $5,736+15.0% | $5,056+30.5% | $6,689-1.4% |
| Admin fee / account holder | $120 | $13,353-99.1% | $9,460-98.7% | $13,390-99.1% |