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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,768 | $227,399-16.5% | $189,7580% | $198,609-4.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 16.93% | 61.03%-44.1pp | 52.62%-35.7pp | 202.70%-185.8pp |
| Employer contribution / active EE | $7,445 | $5,526+34.7% | $4,767+56.2% | $5,055+47.3% |
| Participant deferral / active EE | $7,766 | $6,837+13.6% | $5,856+32.6% | $6,977+11.3% |
| Admin fee / account holder | $818 | $25,162-96.7% | $20,388-96.0% | $19,030-95.7% |