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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,321 | $111,535+13.3% | $105,223+20.1% | $137,256-8.0% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 15.41% | 237.85%-222.4pp | 180.65%-165.2pp | 220.34%-204.9pp |
| Employer contribution / active EE | $2,201 | $3,939-44.1% | $3,689-40.3% | $4,156-47.1% |
| Participant deferral / active EE | $3,182 | $5,500-42.2% | $5,072-37.3% | $6,407-50.3% |
| Admin fee / account holder | $16,160 | $9,721+66.2% | $8,859+82.4% | $12,270+31.7% |