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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,011 | $160,070+109.9% | $147,117+128.4% | $145,897+130.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.70% | 98.69%-92.0pp | 420.54%-413.8pp | 552.29%-545.6pp |
| Employer contribution / active EE | $22,022 | $5,285+316.7% | $4,932+346.5% | $4,663+372.3% |
| Participant deferral / active EE | $8,333 | $8,419-1.0% | $8,065+3.3% | $6,689+24.6% |
| Admin fee / account holder | $188,969 | $15,035+1156.8% | $12,993+1354.4% | $13,390+1311.2% |