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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,971 | $124,425-23.7% | $112,040-15.2% | $137,256-30.8% |
| Participation rate | 90.9% | 79.3%+11.6pp | 76.5%+14.4pp | 80.0%+10.9pp |
| Annual return | 8.43% | 24.72%-16.3pp | 24.52%-16.1pp | 220.34%-211.9pp |
| Employer contribution / active EE | $2,239 | $3,411-34.4% | $2,954-24.2% | $4,156-46.1% |
| Participant deferral / active EE | $4,573 | $5,718-20.0% | $5,098-10.3% | $6,407-28.6% |
| Admin fee / account holder | $106,013 | $15,207+597.2% | $12,098+776.3% | $12,270+764.0% |