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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,506 | $115,225-42.3% | $100,712-34.0% | $138,895-52.1% |
| Participation rate | 35.3% | 74.3%-39.0pp | 69.3%-34.0pp | 79.9%-44.6pp |
| Annual return | 9.85% | 40.35%-30.5pp | 33.27%-23.4pp | 145.39%-135.5pp |
| Employer contribution / active EE | $951 | $2,771-65.7% | $2,313-58.9% | $4,194-77.3% |
| Participant deferral / active EE | $1,183 | $4,699-74.8% | $4,085-71.0% | $6,396-81.5% |
| Admin fee / account holder | $791 | $10,844-92.7% | $9,256-91.5% | $12,562-93.7% |