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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,713 | $102,422+174.1% | $147,117+90.8% | $80,959+246.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.83% | 135.16%-120.3pp | 420.54%-405.7pp | 35.67%-20.8pp |
| Employer contribution / active EE | $12,762 | $3,717+243.3% | $4,932+158.7% | $2,757+362.9% |
| Participant deferral / active EE | $10,326 | $6,652+55.2% | $8,065+28.0% | $4,300+140.1% |
| Admin fee / account holder | $5,275 | $7,953-33.7% | $12,993-59.4% | $6,925-23.8% |