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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,250 | $154,228+103.1% | $145,433+115.4% | $137,256+128.2% |
| Participation rate | 95.8% | 83.8%+12.0pp | 82.1%+13.7pp | 80.0%+15.9pp |
| Annual return | 17.76% | 74.59%-56.8pp | 66.58%-48.8pp | 220.34%-202.6pp |
| Employer contribution / active EE | $7,822 | $4,804+62.8% | $4,554+71.7% | $4,156+88.2% |
| Participant deferral / active EE | $17,485 | $8,216+112.8% | $7,897+121.4% | $6,407+172.9% |
| Admin fee / account holder | $17,318 | $14,344+20.7% | $13,129+31.9% | $12,270+41.1% |