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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,915 | $234,190+7.6% | $180,320+39.7% | $198,609+26.8% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.5%+28.5pp | 82.4%+17.6pp |
| Annual return | 13.03% | 1057.44%-1044.4pp | 778.54%-765.5pp | 202.70%-189.7pp |
| Employer contribution / active EE | $3,797 | $5,258-27.8% | $4,108-7.6% | $5,055-24.9% |
| Participant deferral / active EE | $13,169 | $4,988+164.0% | $4,304+206.0% | $6,977+88.8% |
| Admin fee / account holder | $2,954 | $12,558-76.5% | $10,000-70.5% | $19,030-84.5% |