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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,915 | $149,040+69.0% | $120,225+109.5% | $137,256+83.5% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 13.03% | 605.68%-592.6pp | 439.23%-426.2pp | 220.34%-207.3pp |
| Employer contribution / active EE | $3,797 | $4,350-12.7% | $3,475+9.2% | $4,156-8.6% |
| Participant deferral / active EE | $13,169 | $4,655+182.9% | $3,999+229.3% | $6,407+105.6% |
| Admin fee / account holder | $2,954 | $6,348-53.5% | $5,696-48.1% | $12,270-75.9% |