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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,572 | $100,073-19.5% | $85,126-5.3% | $145,877-44.8% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 9.90% | 84.11%-74.2pp | 66.63%-56.7pp | 551.28%-541.4pp |
| Employer contribution / active EE | $3,264 | $3,236+0.9% | $2,731+19.5% | $4,663-30.0% |
| Participant deferral / active EE | $11,111 | $5,294+109.9% | $4,523+145.6% | $6,691+66.1% |
| Admin fee / account holder | $1,403 | $7,261-80.7% | $6,160-77.2% | $13,402-89.5% |