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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,466 | $156,398+4.5% | $147,318+11.0% | $138,895+17.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 24.93% | 78.75%-53.8pp | 70.43%-45.5pp | 145.39%-120.5pp |
| Employer contribution / active EE | $9,117 | $4,853+87.9% | $4,593+98.5% | $4,194+117.4% |
| Participant deferral / active EE | $15,691 | $8,237+90.5% | $7,906+98.5% | $6,396+145.3% |
| Admin fee / account holder | $10,886 | $14,976-27.3% | $13,708-20.6% | $12,562-13.3% |