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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,466 | $162,136+0.8% | $152,301+7.3% | $154,746+5.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 24.93% | 91.02%-66.1pp | 80.50%-55.6pp | 172.34%-147.4pp |
| Employer contribution / active EE | $9,117 | $4,890+86.4% | $4,624+97.1% | $4,379+108.2% |
| Participant deferral / active EE | $15,691 | $8,341+88.1% | $8,004+96.0% | $6,730+133.1% |
| Admin fee / account holder | $10,886 | $15,759-30.9% | $14,398-24.4% | $14,365-24.2% |