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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,705 | $88,672-67.6% | $105,223-72.7% | $82,448-65.2% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 11.36% | 30.86%-19.5pp | 180.65%-169.3pp | 41.64%-30.3pp |
| Employer contribution / active EE | $3,062 | $3,048+0.5% | $3,689-17.0% | $2,551+20.0% |
| Participant deferral / active EE | $6,731 | $4,036+66.8% | $5,072+32.7% | $4,139+62.6% |
| Admin fee / account holder | $14,984 | $7,146+109.7% | $8,859+69.1% | $7,234+107.1% |