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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,633 | $183,539-64.8% | $155,556-58.5% | $145,897-55.7% |
| Participation rate | 94.1% | 82.7%+11.4pp | 78.2%+15.9pp | 80.3%+13.8pp |
| Annual return | 17.32% | 61.31%-44.0pp | 64.84%-47.5pp | 552.29%-535.0pp |
| Employer contribution / active EE | $2,204 | $5,315-58.5% | $4,675-52.9% | $4,663-52.7% |
| Participant deferral / active EE | $6,158 | $6,467-4.8% | $5,631+9.4% | $6,689-7.9% |
| Admin fee / account holder | $991 | $19,275-94.9% | $15,885-93.8% | $13,390-92.6% |