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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,079 | $171,492-69.6% | $150,734-65.4% | $198,609-73.8% |
| Participation rate | 68.8% | 81.4%-12.7pp | 78.4%-9.7pp | 82.4%-13.6pp |
| Annual return | 4.30% | 804.70%-800.4pp | 600.81%-596.5pp | 202.70%-198.4pp |
| Employer contribution / active EE | $1,548 | $5,470-71.7% | $4,918-68.5% | $5,055-69.4% |
| Participant deferral / active EE | $5,125 | $6,259-18.1% | $5,610-8.6% | $6,977-26.5% |
| Admin fee / account holder | $2,182 | $17,628-87.6% | $14,905-85.4% | $19,030-88.5% |