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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,888 | $254,759-35.7% | $216,567-24.3% | $198,609-17.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 15.76% | 10.04%+5.7pp | 12.94%+2.8pp | 202.70%-186.9pp |
| Employer contribution / active EE | $11,679 | $6,096+91.6% | $5,216+123.9% | $5,055+131.0% |
| Participant deferral / active EE | $8,698 | $6,948+25.2% | $6,191+40.5% | $6,977+24.7% |
| Admin fee / account holder | $1,383 | $26,311-94.7% | $21,981-93.7% | $19,030-92.7% |