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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,888 | $199,109-17.7% | $173,730-5.7% | $154,746+5.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 15.76% | 20.02%-4.3pp | 19.96%-4.2pp | 172.34%-156.6pp |
| Employer contribution / active EE | $11,679 | $5,311+119.9% | $4,577+155.1% | $4,379+166.7% |
| Participant deferral / active EE | $8,698 | $7,113+22.3% | $6,326+37.5% | $6,730+29.2% |
| Admin fee / account holder | $1,383 | $20,916-93.4% | $17,523-92.1% | $14,365-90.4% |