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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,933 | $108,942-51.4% | $100,415-47.3% | $145,897-63.7% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 11.59% | 58.27%-46.7pp | 49.47%-37.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $2,749 | $4,422-37.8% | $3,943-30.3% | $4,663-41.0% |
| Participant deferral / active EE | $5,447 | $8,461-35.6% | $8,091-32.7% | $6,689-18.6% |
| Admin fee / account holder | $398 | $9,702-95.9% | $7,906-95.0% | $13,390-97.0% |