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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $83,766 |
Filed as: COMMONWEALTH EQUITY SERVICES LLC Service code 27 275 WYMAN ST STE 400 · WALTHAM, MA 02451 | Advisory (Plan) | $53,522 |
Filed as: NEXUS ADMINISTRATORS INC Service code 13 7647 N FRESNO ST STE 102 · FRESNO, CA 93711 | Contract Administrator | $14,701 |
GAROFOLO & RAMSDELL LLP1 year Service code 99 3443 GOLDEN GATE WAY STE H · LAFAYETTE, CA 94549 | Other Fees | $2,500 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,283 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,166 | $83,369+170.1% | $105,223+114.0% | $67,986+231.2% |
| Participation rate | 94.5% | 56.3%+38.3pp | 75.0%+19.5pp | 57.2%+37.3pp |
| Annual return | 12.25% | 24.64%-12.4pp | 180.65%-168.4pp | 31.67%-19.4pp |
| Employer contribution / active EE | $11,265 | $2,541+343.4% | $3,689+205.4% | $2,019+458.0% |
| Participant deferral / active EE | $9,929 | $3,295+201.3% | $5,072+95.8% | $3,358+195.7% |
| Admin fee / account holder | $676 | $4,073-83.4% | $8,859-92.4% | $3,203-78.9% |