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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,928 | $160,070-48.8% | $147,117-44.3% | $145,897-43.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.18% | 98.69%-81.5pp | 420.54%-403.4pp | 552.29%-535.1pp |
| Employer contribution / active EE | $2,433 | $5,285-54.0% | $4,932-50.7% | $4,663-47.8% |
| Participant deferral / active EE | $6,133 | $8,419-27.2% | $8,065-24.0% | $6,689-8.3% |
| Admin fee / account holder | $1,740 | $15,035-88.4% | $12,993-86.6% | $13,390-87.0% |