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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,088 | $102,385-10.1% | $147,080-37.4% | $80,935+13.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.62% | 135.09%-123.5pp | 420.17%-408.5pp | 35.66%-24.0pp |
| Employer contribution / active EE | $2,096 | $3,717-43.6% | $4,933-57.5% | $2,757-24.0% |
| Participant deferral / active EE | $10,753 | $6,651+61.7% | $8,066+33.3% | $4,299+150.1% |
| Admin fee / account holder | $3,830 | $7,951-51.8% | $12,989-70.5% | $6,924-44.7% |