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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,088 | $102,393-10.1% | $147,041-37.4% | $80,911+13.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.62% | 134.95%-123.3pp | 419.21%-407.6pp | 35.63%-24.0pp |
| Employer contribution / active EE | $2,096 | $3,715-43.6% | $4,935-57.5% | $2,756-24.0% |
| Participant deferral / active EE | $10,753 | $6,647+61.8% | $8,071+33.2% | $4,297+150.2% |
| Admin fee / account holder | $3,830 | $7,943-51.8% | $13,006-70.6% | $6,935-44.8% |