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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,304 | $375,661-24.1% | $312,151-8.6% | $382,429-25.4% |
| Participation rate | 100.0% | 91.4%+8.6pp | 89.1%+10.9pp | 87.7%+12.3pp |
| Annual return | 19.09% | 0.11%+19.0pp | 1.82%+17.3pp | 248.85%-229.8pp |
| Employer contribution / active EE | $13,497 | $9,697+39.2% | $8,031+68.1% | $8,036+68.0% |
| Participant deferral / active EE | $18,140 | $5,737+216.2% | $5,370+237.8% | $5,727+216.7% |
| Admin fee / account holder | $643 | $64,308-99.0% | $51,799-98.8% | $30,732-97.9% |