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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,962 | $213,785+13.6% | $185,441+31.0% | $155,188+56.6% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 3.60% | 19.97%-16.4pp | 20.16%-16.6pp | 148.84%-145.2pp |
| Employer contribution / active EE | $13,869 | $5,393+157.2% | $4,672+196.8% | $4,248+226.5% |
| Participant deferral / active EE | $15,844 | $6,864+130.8% | $6,152+157.6% | $6,531+142.6% |
| Admin fee / account holder | $602 | $21,134-97.1% | $17,890-96.6% | $14,480-95.8% |