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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,962 | $199,109+22.0% | $173,730+39.9% | $154,746+57.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 3.60% | 20.02%-16.4pp | 19.96%-16.4pp | 172.34%-168.7pp |
| Employer contribution / active EE | $13,869 | $5,311+161.1% | $4,577+203.0% | $4,379+216.7% |
| Participant deferral / active EE | $15,844 | $7,113+122.8% | $6,326+150.4% | $6,730+135.4% |
| Admin fee / account holder | $602 | $20,916-97.1% | $17,523-96.6% | $14,365-95.8% |