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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 61-1758632 | Advisory (Plan) | $34,733 |
Service code 37 · EIN 04-2647786 | Loan Processing | $26,436 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,929 | $101,539+46.7% | $147,041+1.3% | $74,400+100.2% |
| Participation rate | 67.9% | 75.5%-7.7pp | 82.2%-14.3pp | 67.2%+0.7pp |
| Annual return | 17.86% | 8740.84%-8723.0pp | 419.21%-401.4pp | 1367.51%-1349.7pp |
| Employer contribution / active EE | $0 | $3,811-100.0% | $4,935-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $11,149 | $7,304+52.7% | $8,071+38.1% | $4,348+156.4% |
| Admin fee / account holder | $410 | $1,749-76.6% | $13,006-96.8% | $1,944-78.9% |