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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,755 | $76,407+141.8% | $150,298+22.9% | $82,448+124.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.70% | 39.99%-28.3pp | 62.79%-51.1pp | 41.64%-29.9pp |
| Employer contribution / active EE | $6,129 | $2,614+134.4% | $4,154+47.5% | $2,551+140.2% |
| Participant deferral / active EE | $4,800 | $3,214+49.3% | $5,453-12.0% | $4,139+16.0% |
| Admin fee / account holder | $17,250 | $6,352+171.6% | $14,116+22.2% | $7,234+138.4% |