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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,929 | $81,331+111.4% | $155,534+10.5% | $80,935+112.4% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.11% | 33.37%-23.3pp | 64.92%-54.8pp | 35.66%-25.6pp |
| Employer contribution / active EE | $5,879 | $3,105+89.4% | $4,675+25.8% | $2,757+113.3% |
| Participant deferral / active EE | $4,428 | $3,454+28.2% | $5,630-21.4% | $4,299+3.0% |
| Admin fee / account holder | $9,634 | $7,999+20.4% | $15,900-39.4% | $6,924+39.1% |